All about Rent to Buy

Rent to Buy is a Government backed scheme that helps tenants save for a deposit to buy a home by offering the home to you at 80% of the market rent for 5 years. At the end of the 5 years settle will offer you the chance to buy the home either outright or on a Shared Ownership basis.

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Am I eligible?

You can apply for Rent to Buy if the following apply:

  • You are in full or part time employment
  • You are a first time buyer (or are returning to home ownership following a relationship breakdown)
  • You are able to pay your rent and save for a deposit at the same time

As part of the process Settle will check your income and credit history to decide if you’re eligible.

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